A credit report contains details about your personal and credit history, current payments and account balances, as well as your credit score and personal information.
Having a credit facility can be very useful in managing your finances – as long as you know which product best suits you, and how to manage the resulting debt.
There are several different types of credit which are classified under two broad headings – secured credit and unsecured credit.
Buying on credit enables you to use goods or services while you pay for them; almost everyone needs to make use of credit at some stage.
Navigating finances can feel like learning to fly a rather complicated space ship; there are so many buttons, leavers and flashing lights. Read this article to find out more.
When you sign a credit agreement (whether it is a loan or an account at a store) you have entered into a legal contract with the credit provider and said that you agree to the terms and conditions that are in that contract.