The Role of Credit Bureaus Part 1

Credit bureaus play a key role in a lender’s decision to give you credit.

Reason for Declining Credit

Having a credit application declined can be frustrating and very embarrassing, but it does not need to be.

Creditworthiness and Affordability

Being creditworthy means that you can afford to pay back money that you borrow.

Your Rights as a Consumer – Part 2

Building on our Part 1 exploration of your rights as a consumer, the following information is important for you to know in all your dealings with credit providers.

Your Rights as a Consumer – Part 1

It is important to know your rights as a consumer.

Costs of Credit

Understanding how much credit costs you is an important step in being financially responsible.

Do you know what the cost of credit is?