Negative or adverse information refers to instances where you did not ...
Have you ever been worried about what you would do in times of emergency when you just do not have the money to spend?
An error on your credit reports could lead to lower credit scores, which would negatively affect your ability to open a new credit account or get a loan.
A credit report contains details about your personal and credit history, current payments and account balances, as well as your credit score and personal information.
Having a credit facility can be very useful in managing your finances – as long as you know which product best suits you, and how to manage the resulting debt.
There are several different types of credit which are classified under two broad headings – secured credit and unsecured credit.