Credit bureaus play a key role in a lender’s decision to give you credit.
Having a credit application declined can be frustrating and very embarrassing, but it does not need to be.
Being creditworthy means that you can afford to pay back money that you borrow.
Building on our Part 1 exploration of your rights as a consumer, the following information is important for you to know in all your dealings with credit providers.
It is important to know your rights as a consumer.
Understanding how much credit costs you is an important step in being financially responsible.