Spending strategies for Black Friday

Black Friday is a fantastic shopping day that is usually described as a chaotic shopping experience.

Applying for credit

Submitting a credit application can be as simple as entering your information online and clicking ‘send’.

Spring clean your finances

With the new season at hand, many of us are scurrying to declutter our cupboards, throwing out those old jeans we haven’t worn in years or cleaning out the Tupperware cupboard.

How long can negative information show on my credit report?

Negative or adverse information refers to instances where you did not ...

How to Budget for those Rainy Days

Have you ever been worried about what you would do in times of emergency when you just do not have the money to spend?

Challenging information on your credit report

An error on your credit reports could lead to lower credit scores, which would negatively affect your ability to open a new credit account or get a loan.

A quick overview of what is on your credit report

A credit report contains details about your personal and credit history, current payments and account balances, as well as your credit score and personal information.

How to choose a credit product

Having a credit facility can be very useful in managing your finances – as long as you know which product best suits you, and how to manage the resulting debt.

Types of credit

There are several different types of credit which are classified under two broad headings – secured credit and unsecured credit.

Introduction to credit – the pros and cons

Buying on credit enables you to use goods or services while you pay for them; almost everyone needs to make use of credit at some stage.