Similarly, nobody can change your credit score for you.Credit bureaus have very strict policies in place to ensure that your credit report is the most accurate reflection of the information that they host. It can and does however happen that the information is not correct. This is why the law allows for a dispute process whereby a person can freely challenge the information without incurring costs. There are many honest and helpful credit repair companies out there, be careful if a credit report repair company does any of the following: - Asking you to pay all fees upfront before they provide any services - Promising to remove all negative information and get you a clean credit report - Refuses to explain your rights or that you can dispute errors on your report yourself - Convinces you to not contact credit bureaus to dispute inaccurate information - Promises to increase your credit score If you have any doubts about your credit repair company, debt counsellor, credit bureau, or credit provider, please contact Compuscan Consumer Care at [email protected] or call 0861 51 41 31. Our Consumer Care agents will be able to tell you if they are legitimate or not. It’s better to be safe than sorry! Remember to visit www.mycreditcheck.co.za to get your free annual credit report. It’s important to check your report regularly and dispute any incorrect information. Should you have any queries or would like to log a dispute in relation to your credit report, please contact Consumer Care using the details above to speak to a friendly consultant.
Disputes: Beware of Third Party Credit Repair Companies [Part 1/4]
Posted: 25 Apr 2018