My Credit Check is an easy-to-use, online portal that allows all South African citizens with a valid South African ID number access their credit information via their personal credit report.
Whether you are a first time credit report user or not, My Credit Check will help you understand your credit data, show you how to monitor accounts, manage debt and improve your credit profile. My Credit Check is a comprehensive, personal credit report brought to you by Compuscan, one of South Africa’s major credit bureaus.
What is a credit report?
Your credit report is a complete record of your financial history, detailing information on your borrowing and spending habits, payment trends and contact details. It tracks every account you open, every payment you skip, every judgment taken against you and every cent you owe your creditors.
How much will it cost?
You can now view your report for as little as R25! Every South African citizen is also entitled to one FREE credit report per year
. Our report comes cheaper than any other credit bureaus’.
Get your report now! Simply register and log on to view your report.
Relax! Credit reports do not
show information about your race, political beliefs, religion, sexuality, medical history and criminal records.
Why should I view my report?
We have designed this report to help you keep up-to-date with your financial standing. With helpful tips and easy steps, you can now get your financial house in order
Your full credit report includes:
- Your personal details
- Your portfolio
- Accounts data
- Dispute info
Where do we get this information from?
The data on your report comes from credit providers you have borrowed from. Whether it’s a clothing account, a loan from the bank or cell phone contract, all credit data gets sent to registered credit bureaus.
What does the My Credit Check Report look like?
Each report includes tons of graphics and is simple to understand. Information is grouped for you to see what data is having the biggest impact on your score and finances. We have included tool tips to explain the data and give advice on how to better manage your credit. We also include advice on were best to start cutting on credit obligations. Here you will be able to see an overview of all the most important info – you don’t need to spend hours sifting through reams of data.
What should I do if the information on My Credit Check Report looks wrong?
If you see any incorrect information on your report, you can have it corrected by bringing it to our attention.
Click here to log a dispute
What documents do I need to provide when I log a dispute?
- Your reason for logging the dispute
- If you are disputing a judgment or admin order, we will need a rescission document
A good Compuscan credit status can open doors
When it comes to your report, your actions speak louder than anything else. Building a credit worthy report has many benefits:
- A good report will secure you lower interest rates and help you get quick, convenient access to goods and financial services.
- Having a good credit report will mean the difference between that dream house and your current home, being able to afford that car you’ve always longed for and having peace of mind when it comes to your credit reputation.
- Whether you want to improve your financial situation, find more comprehensive ways to monitoring your accounts or prevent identity fraud, My Credit Check offers solutions for both your short and long term needs.